Accepting applications · Same-day quotes

Hi, I'm Eric.I'll get you to closing in 21 days.

Loan Officer at F5 Mortgage. I shop 30+ wholesale lenders on every file so you get the real lowest rate, plus a process that doesn't make you want to throw your phone.

Start my application Get a free rate quote

No SSN required to compareFree to compare, no credit pull to lookLicensed in 1 state

Free · No SSN

Personalized quote

in 5 minutes

Get yours →

30+

Wholesale lenders

21 days

Average close

1 state

Licensed in

5.0★

Google rating

Free Quote

Get a personalized rate quote.

No SSN, no hard credit pull. Tell me a bit about your scenario and I'll come back with real numbers from 30+ wholesale lenders within the same business day.

What happens next

A real quote, fast.

1
Quote within 1 business day
Eric shops your scenario across 30+ wholesale lenders and sends you the lowest rate that fits.
2
Side-by-side comparison
If you already have a Loan Estimate, send it over and I'll show you exactly where you can do better.
3
Apply when ready
Five-minute application with credit authorization built in. Lock and disclose the same day.

Need it now? Apply directly — no quote step.Start application →

Loan Programs

Every loan type. One loan officer.

F5 is a true mortgage broker, which means I have access to every program every lender offers. No square-peg-round-hole. Tell me your situation; I'll find the program that fits.

Conventional

3% down

Best for 680+ credit. Most flexible, lowest PMI when you put down 20%.

FHA

3.5% down

First-time buyer friendly. 580+ credit. Forgiving on credit history.

0% down

Veterans, active duty, surviving spouses. No PMI. Lowest rates in the market.

Jumbo

$766K+

High-balance loans for luxury and high-cost markets. Portfolio products available.

Refinance

Rate / Term / Cash-Out

Lower your rate, pull equity, or shorten your term. Streamline options for FHA & VA.

HELOC

Stand-alone or piggyback

Tap equity without touching your first mortgage. Fixed and variable options.

Non-QM

Bank statement

Self-employed? We qualify on deposits, not tax returns. P&L only also available.

DSCR

Investor

Qualify the property, not your W-2. Built for rental portfolios and BRRRR.

How it works

From application to keys, in four steps.

No 17-call shuffle, no "we're waiting on something." I run a tight process so you always know what's next.

Apply in 5 minutes

Fast online application. Credit check authorization is built in.

Same-day pricing

Live quotes from 30+ wholesale lenders. You see real numbers, not bait rates.

Lock & disclose

We lock your rate and send disclosures via Pylon for instant e-sign.

Close in 21 days

Most files clear-to-close in 3 weeks. Some in 14 days. We move fast.

NMLS

#2026244

Company

F5 Mortgage

States

About Eric

A loan officer who actually picks up.

Loan Officer at F5 Mortgage. Real wholesale pricing from 30+ lenders, a process that doesn't drag, and an LO who answers the phone when you call.

Apply with me Call 303-349-6677

Reviews

What clients say.

“One of the best decisions I made while buying my first home. The entire mortgage process felt manageable. I had a lot of questions and uncertainties and every single one got answered.”

Sara M.

First-time buyer · Google Review

“Amazing throughout my loan process. Everything was clear, smooth, and stress-free. I'm truly grateful for the hard work and support. Highly recommend!”

Carlos M.

Purchase · Google Review

“Exactly what I was looking for. I didn't know where to start and they made me feel comfortable. Buying a home can be stressful, but they took some of that weight off of me.”

K. V.

Purchase · Google Review

Ready when you are

Let's get your loanto the closing table.

Five minutes to apply. Same-day quote. Zero pressure. If we're a fit, great. If not, you'll walk away knowing the real market.

Start my application Or call 303-349-6677